Love this card it is very simple and very cute. Made with the stamp set Little Boo for only $6.95. So yes you can start making cards with less the $20.00 purchase. Ink pad $5.95, card stock $5.50 and this stamp set $6.95. Have a great Friday:) Got this card at Founder's Circle but I don't know who made it. If I found out who made it I will post her name.